Advanced Credit

The need to continually enhance credit analysis skills has never been more evident than in today's commercial lending market. Omega Performance's Advanced Credit Analysis enables your financial institution to provide in-depth training to your more experienced staff in an efficient and cost-effective manner.

Why Advanced Credit Analysis?

Advanced Credit Analysis offers enhanced skill development on current best practices and high-impact commercial risk analysis techniques through a half-day workshop. Through its clinic approach, Advanced Credit Analysis provides commercial lenders with advanced knowledge and skills that will sharpen their understanding of accounting risks and analysis of business financial statements.

Who Should be Trained?

Advanced Credit Analysis is recommended for:

• Commercial lenders
• Commercial loan analysts
• Commercial credit managers
• Credit administration staff
• Loan review staff

Delivery Method

Advanced Credit Analysis is entirely case based and typically delivered as a half day workshop. A morning session and an afternoon session of the clinic can also be scheduled. Alternatively, the three individual case studies can be delivered in separate workshop sessions, with each running between 1 to 1½ hours.

Results

Advanced Credit Analysis helps you and your lenders:

• Improve commercial credit analysis skills
• Employ new analytical techniques to supplement core knowledge and skills
• Increase awareness of accounting risks
• Recommend credit facilities with appropriate amount and structure
• Gain analytical efficiency and minimise portfolio risk

What is Included?

Advanced Credit Analysis includes three case studies, each addressing a unique set of issues in financial analysis for middle-market borrowers. Each case challenges participants to dig deeper into the financial analysis to uncover additional issues and insights.

Key learnings include:

• Detecting risks related to aggressive/improper accounting practices
• Applying the concept of working capital to analyse credit amounts and facilities
• Comparing the analysis of cash flows with analysis of sources and uses of working capital
• Analysing debt service coverage using multiple approaches

Learning Method:

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