Commercial Loans to Business

As business becomes more competitive and risk increases, so does the need for lenders who can effectively identify and assess risk. Omega Performance's proven methods can help your lenders establish a solid foundation in commercial lending skills and enable your organisation to compete successfully in the commercial business market.

Why Commercial Loans to Business?

Commercial Loans to Business is the industry standard for providing commercial lenders with the combination of skills and current information they need to make sound, well-informed loan decisions. The training program focuses on high-value, high-impact competencies by emphasising interpretation and analysis.

Who Should Be Trained?

Commercial Loans to Business is recommended for:

• Entry-level and mid-career commercial lenders
• Entry-level and mid-career credit analysts
• Credit administration staff
• Loan review staff
• Management trainees

Delivery Method

We offer flexible delivery options, including print self-study only with coaching, print self-study plus workshop, workshop only with minimal pre-work, and online with print accompaniment.

Participants generally need 40 to 60 hours to complete the self-study modules. Three-day and five-day workshops are available. Commercial Loans to Business is also available online and includes interactive modules with practice exercises, job aids and worksheets.

Results

Commercial Loans to Business helps you and your lenders:

• Develop a more profitable, lower-risk loan portfolio
• Increase lending efficiency
• Provide more flexibility in delivering high-quality training
• Create a common vocabulary and lending process throughout the organisation
• Improve relationships with customers through a better understanding of their credit needs

What Is Included?

Commercial Loans to Business includes the following self-study modules, each of which covers an important facet of the commercial lending decision process:

• Opportunity Assessment
• Borrowing Causes
• Industry Risk Analysis
• Business Risk Analysis
• Financial Statement Analysis
• Cash Flow Analysis
• Projections
• Loan Structuring

With Commercial Loans to Business online, participants receive pre-testing and post-testing, case-based progress checks, and skill assessments with feedback and remediation links to relevant content. Additionally, access to an online mentor ensures attainment of learning objectives.

Omega Key Differentiators

• The industry standard in providing the best foundation for commercial credit analysis and underwriting
• Available application workshop taught by Omega instructors who are past senior lenders and who are schooled in adult learning
• Allows for a variety of delivery methods, including online or paper-based self-study, digital media, and applications workshops

Learning Method: