Minimising Problem Loans

Are you confident in your risk management team's ability to execute sound underwriting practices? Through the Minimising Problem Loans workshop, your credit professionals will gain additional skills and knowledge to help them actively prevent and solve potential problems while effectively managing credit relationships.

Why Minimising Problem Loans?

Minimising Problem Loans offers best practice approaches for recognising potential loan problems, identifying appropriate solutions and minimising exposure to lender liability.

Who Should Be Trained?

Minimising Problem Loans is recommended for:

• Lenders with one or more years of experience who manage credit relationships with commercial borrowers
• Credit analysts and loan underwriters
• Loan administrators
• Loan review staff

Delivery Method

Minimising Problem Loans is delivered as a two-day workshop.

Results

Minimising Problem Loans helps you and your lenders:

• Identify potential credit risks related to loan structuring, underwriting and documentation
• Gather information required to monitor borrower relationships for changes in risk
• Evaluate changes in credit risk that require action and effectively solve emerging credit problems
• Recognise lending situations that entail legal risk or exposure to lender liability
• Identify the potential impact problem loans have on institutional performance

What Is Included?

During the two-day workshop, participants will:

• Review principles of credit analysis and loan management
• Participate in case applications to discuss performance monitoring, problem recognition, warning signals, and taking action to remedy a problem loan
• Study risk grading
• Explore legal issues, including documentation, account development, bankruptcy, fraud, excessive control, and due diligence

Learning Method: